Bitget Wallet has released a research report entitled “ Everyday Finance Onchain: Key Trends Shaping 2026 ”, stating that crypto wallets are rapidly becoming the basic interface for daily financial activity on-chain. The hidden purpose is to give a clear message about the excessive utility of Crypto wallets in daily life matters, for the ease of users.
Bitget Wallet, an everyday finance app designed to make crypto simple, secure, and usable in daily life by offering spending, earning, and trading crypto and stablecoins easily via blockchain –based infrastructure. This report clarifies the massive shift of crypto usage away from episodic, market-driven trading toward repeatable behaviors like payments, savings, and asset management. This massive shift indicates wallets as the pivot point for increased access and used onchain finance.
The Era of Stablecoin Payments Has Arrived, Bitget Wallet Report Outcomes
This report justifies its remarks by many other prominent ecosystems’ perspectives, such as Polygon, Stellar, MoonPay, 1inch, WalletConnect, base, Sel, Morph, CertiK, Dune, and Animoca Brands. World is growing rapidly, so every coming Wallets entering into this financial operating system. They need to ensure the security, transparency, and usability as offered by exchanges, banks, and stablecoin apps for proper usage of crypto spending in daily life.
In 2025, stablecoin on-chain transaction volume approached to $33 trillion; on the other hand, global stablecoin supply grew above 50% to over $300 billion. As per the record, 525% spending across major crypto card programs rose year on year, highlighting a shift toward real-world financial use. Stablecoins are steadily implanted into cards, local payment systems, and hybrid fiat-facing rails, operating as a widely invisible settlement infrastructure.
Advanced Trust Models Power the Next Generation of Crypto Finance
Moreover, the report also reveals the extraordinary service abilities of artificial intelligence (AI) agents in making autonomous transactions by the use of machine-native payment protocols. These AI agents are quickly reshaping everyday on-chain finance with care. For making security at an advanced level, trust models are coming alongside the shift to Know Your Agent (KYA), evolving as a systematic template for managing delegated permissions and accountability.
In addition, wallets are coming with further modern features that reduce friction and differentiate access in terms of translating long-term on-chain activity while maintaining privacy infrastructure at a large scale. Markets resume developing within this wider everyday finance context beyond the static tokenization toward perpetual and synthetic exposure as oracle networks and on-chain derivatives grow.
Decentralized Markets Surge as On-Chain Finance Enters the Mainstream
Decentralized perpetual markets treated trillions of dollars in notional volume in 2025, reducing the loophole with centralized venues and taking more trading exercises straight into wallets . Prediction markets also increased steadily, with yearly volumes crossing $40 billion, converting real-world events into tradable expected signals.
Jamie Elkaleh, CMO of Bitget Wallet, gives his remarks. He said, “Crypto is increasingly being used for everyday financial activity. As payments, infrastructure, and markets move on-chain, wallets are becoming the interface that makes this usable in daily life.” Bitget Wallet is making a strategic shift toward an everyday finance app by joining with payments, cash management, and frequent on-chain use by combining with crypto cards, QR payments, bank transfers, and in-app shopping.
