Against crypto’s persistent volatility, Real-World Asset (RWA) tokenization emerged as a stability beacon. It first gained traction with Ondo-led chain-listed U.S. stocks and booming credit fund tokenization. However, traditional credit funds have high entry barriers and even on-chain platforms like Ondo and Centrifuge failed to democratize access, locking tokenized credit assets to accredited and institutional investors only. Retail investors were shut out.
Pruv Finance comes in to redefine global RWA investing. Pruv Finance is a compliant real-world asset (RWA) infrastructure provider that has obtained approval from Indonesia’s OJK Sandbox, which permits it to tokenize compliant RWA assets. What truly changes the industry is that assets issued via Pruv are transferable on-chain, so they can be accessed by retail investors on the secondary market.
Today, Pruv announced it has partnered with OJK-licensed Simpan Asset Management to tokenize the Simpan Dollar Income Fund. It is now available on-chain under the ticker $SDIF.
This income-focused fund deploys capital across a diversified mix of fixed income, credit and direct lending funds. Built as a low-volatility offering, it is engineered to deliver consistent, appealing returns.
The underlying portfolio includes industry-leading funds that were long reserved solely for accredited and institutional players: Monroe Income Plus Fund, Origin Strategic Credit Fund, Artisan Credit Opportunities Fund, GoldenTree Select Fund and Alcentra Structured Opportunities Fund. Combined as a diversified fund of funds, it is expected to deliver a strong 8–10% per annum. Now, via Pruv’s tokenization, these premium funds are accessible to all.
“High-quality income-generating funds have traditionally been out of reach for most investors,” said Chung Ying, CEO of Pruv Finance. “Partnering with Simpan, we are leveraging digital financial technology, giving investors a safe and transparent way to access institutional-grade strategies.”
With $SDIF, stable, professional-grade income products are no longer the exclusive domain of big institutions. The launch marks a key step forward in democratizing RWAs and accelerating the maturation of crypto markets. After years of roller-coaster volatility, bringing regulated, performance-validated funds on-chain lays the groundwork for a healthier, more sustainable digital finance ecosystem, while also unlocking new efficiency gains for traditional finance.
About Pruv Finance
Pruv Finance is a RWA infrastructure platform built for tokenizing and distributing RWAs at scale. By converting institutional-grade financial products into on-chain assets, Pruv unlocks global access for investors to secure, compliant and fully tradable instruments.
This article is not intended as financial advice. Educational purposes only.
