The American Federation of Teachers (AFT), a union representing 1.7 million educators, has formally voiced its opposition to the Responsible Financial Innovation Act, a piece of legislation currently moving through the Senate. In a strongly worded letter to the Senate Banking Committee, the union argued that the bill threatens the stability of retirement security by potentially greenlighting “risky assets” for pension funds.
On the other hand, investors are actively hunting for high-growth opportunities that can change their financial reality. They are turning to the presale market, where the risk is higher, but the potential for 100x returns is real. DeepSnitch AI has become the top choice for the best crypto presale, raising over $740,000 and delivering over 81% gains to early buyers.
Teachers’ union fights to keep crypto out of pensions
The American Federation of Teachers (AFT) has taken a firm and public stance against the integration of cryptocurrency into the US retirement system, a move that could have far-reaching implications for market liquidity and regulation.
In a letter addressed to both Republican and Democratic leaders of the Senate Banking Committee, provided by CNBC, the union voiced its strong opposition to the Responsible Financial Innovation Act.
The AFT claims that the bill, which builds on the House of Representatives’ proposed CLARITY Act, presents “profound risks” to economic stability and the retirement plans of millions of educators.
The union’s argument lies in the perceived volatility and lack of regulation in the crypto space. “This bill fails to provide a regulatory structure for crypto assets and stablecoin that is equivalent to that for other pension holdings,” the letter stated.
This opposition is similar to concerns raised by the American Federation of Labor and Congress of Industrial Organizations (AFL-CIO) in October. That group warned that allowing crypto for 401(k)s and pensions would increase workers’ exposure to “unsafe assets,” potentially jeopardizing the financial stability of the entire US economy.
5 best crypto presales to buy now
Here are the top five upcoming crypto presales that offer the best potential for 2026 and beyond.
1. DeepSnitch AI ($DSNT): Is this the best crypto presale for massive gains in 2026?
DeepSnitch AI takes the undisputed top spot on our list as the best crypto presale of 2025. It directly addresses the very concerns raised by the Teachers Union, risk and safety, but instead of avoiding the market, it provides the tools to master it.
Most presales sell a whitepaper and a promise. DeepSnitch AI sells a product. The platform’s features are already operational, providing immediate value to token holders. SnitchScan acts as a personal security auditor. It scans smart contracts instantly to detect rug pulls, honeypots, and malicious code.
In a market where scams proliferate, this tool is essential for survival. Moreover, SnitchFeed tracks whale movements 24/7. On the other hand, SnitchGPT, the newly deployed natural language interface, allows users to “interrogate” the blockchain.
The project is progressing very fast through its presale, having raised over $740,000. The token price has increased to $0.02735, representing an 81% gain for early Stage 1 backers. To increase adoption before the January launch, the team has released a massive promo code: DSNTVIP100.
Investors who purchase more than $5,000 worth of tokens can use this code to receive a 100% bonus, effectively doubling their position instantly.
This lowers the effective entry price significantly, providing a massive buffer against volatility. With rumors of Tier 1 exchange listings circulating, DeepSnitch AI offers the safety of a working product with the explosive, asymmetric upside of a presale. That’s why it’s the top choice for many as the best crypto presale. The potential is huge and realistic.
2. Pepe Dollar (PEPD)
Pepe Dollar (PEPD) is one of 2025’s upcoming crypto presales, and it closes the gap between meme culture and decentralized finance (DeFi). While most meme coins rely solely on community hype, Pepe Dollar is building a practical Ethereum Layer 2 payment rail designed to make memes spendable in the real world.
The project is designed with a 3.695 billion hard cap that mirrors the US debt figures, a satirical take on fiat currency inflation. Furthermore, 29% of the supply is set aside for a “Federal Burn,” a deflationary mechanism designed to increase scarcity over time.
The ecosystem features “QR PayFi” plugins, which aim to facilitate global cross-border spending using the token. Additionally, the project is launching a no-code meme launchpad called Pepedollar.fun and integrating Telegram games to drive user engagement.
If Pepe Dollar can survive the initial sell pressure at listing and gain traction with its payment plugins, it could become one of the top early-stage token launches.
3. SUBBD
SUBBD is entering the market with a bold vision: to change the subscription-based creator economy dominated by platforms like OnlyFans and Patreon. By using blockchain technology, SUBBD aims to give creators ownership of their audience and revenue streams.
The SUBBD token turns the traditional model upside down. By holding or staking the token, users unlock gated content, premium subscriptions, and staking rewards. They also gain access to raffles, games, and airdrops. For creators, the platform offers a built-in payment bridge that removes chargeback fraud and reduces platform fees.
The platform’s beta is scheduled to launch immediately after the Token Generation Event (TGE). With a 30% marketing budget and access to a network of approximately 250 million followers through its partner influencers, SUBBD has a strong starting audience. That’s why it’s one of the top new crypto ICOs.
4. AgoraLend
AgoraLend is addressing a specific niche in the Decentralized Finance (DeFi) market: lending and borrowing for “long-tail” assets. While major protocols like Aave and Compound focus on assets like ETH and WBTC, AgoraLend unlocks liquidity for holders of less popular meme coins and niche utility tokens.
With DeFi lending hitting a record $90 billion in TVL in October 2025, the demand for leverage is clear. However, many token communities are locked out of this ecosystem. AgoraLend allows users to deposit idle ERC-20 tokens, even volatile ones, to mint yield-generating derivatives.
To manage the risk of volatile collateral, the protocol employs conservative Loan-to-Value (LTV) ratios of approximately 40-60%. This ensures that borrowers pledge more than they withdraw, protecting the protocol from bad debt.
5. Wall Street Chain (WSC)
WSC is a top choice for the best crypto presale. It is a Layer 1 blockchain that combines the high-stakes theme of Wall Street with Web3 gaming. Unlike simple meme coins or GameFi tokens, WSC is building the underlying infrastructure to host on-chain games.
The chain supports the Ethereum Virtual Machine (EVM), making it easy for developers to port existing games over. It uses a Proof-of-Stake consensus mechanism inspired by Byzantine Fault Tolerance (BFT) to enable fast, low-fee transactions. This is a critical requirement for gaming.
A key innovation is the use of “subchains.” Each game in the ecosystem can run on its own dedicated subchain. This ensures that a popular game doesn’t clog the main network, keeping matches responsive and fees low even during peak times.
The bottom line
For the individual investor, the fear in the market creates opportunity. DeepSnitch AI stands alone as the best crypto presale because it offers a fundamental solution to market risk. It provides the SnitchScan and SnitchGPT tools to protect that growth.
With a 100% bonus available via the code DSNTVIP100, investors have a rare chance to double their entry position in a project that is already generating revenue and utility. More than $740,000 has been raised, and a January launch is imminent.
That’s why DeepSnitch AI is the smartest allocation for 2026 as the best crypto presale. The opportunity to join is open, but it won’t last long.
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FAQs
What is the best crypto presale to buy right now?
DeepSnitch AI is the best crypto presale to buy now, according to many. It has the utility to back up the massive hype and demand it is receiving.
How do I claim the DeepSnitch AI 100% bonus?
At the checkout or contribution page, enter the promo code DSNTVIP100. The smart contract is programmed to automatically allocate an additional 100% of tokens to your vesting balance. For smaller investments, you can use the code DSNTVIP50 for 50% bonuses for purchases of at least $2k.
Why is the Teachers Union opposing the crypto bill?
The AFT argues that the Responsible Financial Innovation Act lacks sufficient regulatory guardrails. They believe that adding crypto assets to pension funds exposes retirement savings to unacceptable levels of volatility and risk.
Is Wall Street Chain a meme coin or a blockchain?
Wall Street Chain is a Layer 1 blockchain. While it uses the “Wall Street” theme and meme-like branding to attract attention, its underlying technology is a fully functional EVM-compatible network.
This article is not intended as financial advice. Educational purposes only.
